My questions is about WEP. I am 69 and will be retiring in August this year. I am a UK national and worked there for 20+ years and started receiving the National Insurance (equivalent to Social Security) and USS pension (Universities superannuation System) at age 60. Together these are about $1,280 a month (depending on exchange rate). I have worked in the US for 14 years and paid into SS (I got married January 2017). I was told in the SS office that my SS monthly benefit would have been about $1,080 a month but because of WEP it is about $566 a month. Does the 'Agreement' between the US and UK have any affect on my situation with regard to WEP applying in my case?

Hi,

No, since you apparently qualify independently for both U.S. Social Security and a U.K. pension the Totalization agreement between the two countries would have no bearing on whether or not your Social Security retirement benefit rate is subject to WEP (Windfall Elimination Provision). For more information on WEP and it's exceptions, refer to this Social Security publication (https://www.ssa.gov/pubs/EN-05-10045.pdf).

Best, Jerry