Hello Dr. Larry
I am a BU alumni! Wish I had had professors with your expertise.
My husband started collecting SS at 68. Financial planner wants me to collect social security now at 68 and invest the money in stocks. We have 2.5 mil in stocks and bonds and my husband has a teacher pension. Unfortunately 80% of our money is in deferred comp. I read your newest book ( which is terrific).not sure if your Roth chapter applies to me at this age. any recommendations on both issues? Thank you.

Hi. I don't have enough information about your situation to be able to offer you any meaningful advice. Numerous different factors, such as your and your spouse's relative ages and benefit rates, can affect a person's optimal filing strategy.

I would strongly suggest using either our basic software package (https://maximizemysocialsecurity.com/purchase) or our Maxifi Planner (https://maxifiplanner.com/smarter-personal-financial-and-retirement-plan...) to fully analyze all of your options so that you can determine your best strategy for maximizing benefits.

Best, Jerry