Ask Larry

Do Disabled Adult Child Benefits Convert To Regular Retirement Benefits When The Recipient Turns 65?

I receive Disabled Adult Child benefits. At age 65, do they 'convert' to regular retirement benefits the way SSDI benefits do?

Thank you.

Hi. No. Disabled adult child's benefits are either a survivor or auxiliary benefit based on a parent's earnings history. Social Security disability (SSDI) and retirement benefits are both based on the disabled/retired worker's own earnings history, and SSDI benefits convert to Social Security retirement benefits when the recipient reaches full retirement age (FRA).

Best, Jerry

Jun 3 2021 - 7:28am
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