Ask Larry

Didn't I File A Restricted Application?

I was born in 1953. Currently getting spousal benefits. Want to switch to my own at 70 but on the my ssa website it no longer gives me an estimate of what by own benefits will be. I thought I filed a restricted application

Hi,

I have no way of knowing for sure what you filed for, but even if you did file a restricted application for spousal benefits only, many people have complained that they can no longer obtain benefit estimates on Social Security's website even though they're just drawing spousal benefits. The Social Security website (https://www.ssa.gov/benefits/retirement/estimator.html) doesn't specifically mention that as being a limitation, but it seems to be nonetheless.

If you can't get a benefit estimate on Social Security's website you can try calling them, or you could use our software (https://maximizemysocialsecurity.com/purchase) to get an accurate benefit estimate and to fully analyze the filing options available to you so that you can determine your best strategy for maximizing your benefits.

Best, Jerry

Category: 
Posted: 
Sep 22 2020 - 10:10am
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