Ask Larry

Could I File For Spousal Benefits Now?

A judge ordered me to receive Ssi benefits years ago because of my Lupis. Meanwhile my husband had to leave his job he is totally disabled. Im gonna be 63 he is gonna be 65. Could I file for spousal benefits now. They cannot put me on his disability

Hi. If your husband receives either Social Security disability (SSDI) or retirement benefits then it sounds like you might qualify for spousal benefits. I can't tell you for sure, though, because it depends in part on which type of benefit he receives and his primary insurance amount (PIA). Also, if you do qualify for spousal benefits and if you claim them prior to full retirement age (FRA), your benefit rate will be reduced for age. It sounds like you should probably get in touch with Social Security and discuss your options with them.

Best, Jerry

Category: 
Posted: 
May 25 2021 - 9:32pm
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