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Can My Wife Withdraw Her Claim For Her Own Benefits And File For Spousal Benefits Instead?

Can my wife withdraw the application for her own SS amount and then reapply for the spousal benifit ? She has not received any payments yet as they are set to start in 04/22.

thank you,
Ron

Hi Ron. Your wife can withdraw the claim she filed, but unless she was born prior to January 2 1954 she won't be allowed to file just for spousal benefits without being required to apply for her own Social Security retirement benefits at the same time (https://www.ssa.gov/benefits/retirement/planner/claiming.html). Nor could your wife be paid spousal benefits unless you're drawing your benefits.

It sounds like your wife should strongly consider using our software (https://maximizemysocialsecurity.com/purchase) to fully analyze all of her options so that she can determine the best strategy for maximizing her benefits.

Best, Jerry

Category: 
Posted: 
Jan 11 2022 - 12:34pm
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