Can My Wife Switch To Survivor Benefits When I Pass Away?

Category: 
Feb 20 2019 - 11:30am

Hello,

My wife is currently collecting her social security , she started at 62 and is currently 67. I have recently found out I have Stage 4 prostate cancer. I will be retiring form my job and I am 69 years old. I will start my social security in April. My social security will much more than what my wife's is, can she switch to survivor benefits when I pass away and will she did my amount ?

Hi,

I'm sorry to hear about your illness. Best wishes throughout the course of your medical care.

In the event of your death your wife would continue receiving her own benefits, and she could then claim additional widow's benefits from your record. The combination of the two benefits would add up to your full benefit rate, inclusive of the delayed retirement credits you earned by waiting past full retirement age to claim your benefits. You may want to consider using our software to make sure that you choose the best possible strategy for claiming your benefits.

Best, Jerry