Can My Wife Apply For Spousal Benefits When I File For My Benefits?

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Feb 9 2020 - 11:10am

I was born in 1961 im planning to retire at 65. My wife was born in 1965. Can she apply for ss spousal benefits at the same time with me.

Hi,

Unless your wife has a child in her care who qualifies for benefits from your Social Security record, the earliest that she could qualify for spousal benefits is when she's age 62. So, she won't be able to claim benefits at the same time that you do if you start drawing your benefits before then. Social Security does allow people to file their applications in advance, however, so your wife could potentially file an application for spousal benefits up to 3 months prior to the month she reaches age 62.

You and your wife may want to consider using our software (https://maximizemysocialsecurity.com/purchase) to fully explore and compare all of your filing options so that you can choose the best possible strategy for claiming your benefits.

Best, Jerry