Hello Larry,
Both my wife and I are over 66 years old.
I am collecting SS benefits (started after FRA)
She is still working full time.
Can she apply for spousal benefits?
Her current FRA benefits are higher than 50% of mine)
Thanks
Americo

Hi Americo,

Yes, since your wife was apparently born prior to January 2 1954 and since she's reached her full retirement age, she could file for spousal benefits only on your record while letting her own benefits grow until age 70. It sounds like your wife should probably file for spousal benefits as soon as possible in order to prevent a possible loss of benefits, but you should strongly consider using our software first to make sure that you're choosing the best possible strategy.

Best, Jerry