Ask Larry

Can My Wife And Child Receive Benefits On My Record?

disability 62 married with a child can they also be put on my ss at 62

Hi,

I'm assuming that you're saying that are age 62 and receiving disability benefits. If that's the case and you have a child who is under age 18, or 18 to 19 and still in high school, or became disabled prior to age 22, your child may be able to receive benefits on your record. And, if your child is under age 16 or disabled, or if your wife is age 62 or older, she may be eligible to receive spousal benefits on your record.

If your wife and child do meet the eligibility requirements, the maximum family benefit payable on your record could limit the amount payable to them. In many cases, the family maximum is higher if you're drawing retirement benefits as opposed to disability benefits. So, it's possible that your family could receive more in total benefits if you file for retirement benefits now that you are age 62. You may want to check with Social Security to see if this is a possibility in your case.

Best, Jerry

Category: 
Posted: 
Dec 8 2016 - 10:45am
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