I am 67 have filed and suspended my benifits, my husband turns 66 March 26th he will collect on my benefits as they are higher. Does he apply now or wait till February
Also I have adopted my grand daughter can I get benefits for her now even though have suspended benefits.
I am the only adoptive parent
Social Security applications can be filed up to 4 months in advance, so your husband could apply any time now.
Assuming that your granddaughter is under age 18, or under 19 and still in high school, or disabled, it sounds like she should qualify for child's benefits on your record. Whether or not she and your husband can receive benefits on your suspended record depends on when your benefits were suspended. If it was before April 30 2016, they could receive even during the suspension, but if you suspended your benefits after that, they won't be able to receive their auxiliary benefits until you start drawing your benefits (https://www.ssa.gov/planners/retire/suspendfaq.html).