Can long term disability demand back pay for recently awarded SSDI dependent benefits if no extra payment was made in monthly LTD pay for the children? My SSDI award is less than my LTD policy, and LTD is claiming they are owed child benefits in back pay and will reduce their future payment by counting child benefits.

Hi,

My only area of expertise is Social Security benefits, so I'm unable to answer your question. All I can tell you is that assuming your LTD payments aren't workers compensation or a public disability benefit (https://www.ssa.gov/OP_Home/handbook/handbook.05/handbook-0504.html), they would have no bearing on what you could be paid by Social Security. What effect, if any, your Social Security benefits might have on your LTD payments would depend on the terms of your LTD insurance policy.

Best, Jerry