Ask Larry

Can I Keep My Disability And Medicare Benefits If I Need To Sell My Home?

Im 61 and on disability fighting cancer. I'm also on Medicare for my medical benefits . If I need to sell my home to make ends meet, can I keep my disability/medicare benefits ? Or will capital gains wipe that out?

Hi. I'm sorry to hear about your illness. Selling your home would have no adverse effect on your Medicare eligibility, nor would it affect your Social Security disability (SSDI) benefit eligibility or benefit rate. So, yes, you could keep those benefits even if you have to sell your home.

Best, Jerry

Posted: 
Nov 23 2022 - 12:14pm
MaxiFi software running on a laptop
Get What's Yours!
Discover tens of thousands in extra retirement dollars with Maximize My Social Security software!
  • Find your maximized strategy
  • Unlimited what-ifs
  • Step-by-Step filing instructions
  • Our software's lifetime-benefit increase for an illustrative couple earning $65K each and planning to take retirement benefits at 62.

    Results will differ based on your specific case and filing strategy.

Getting Started is Easy
Web-based software. Works on ALL browsers. No download.