Can I Get Social Security And Railroad Retirement?

Oct 12 2017 - 3:10pm

can i get social security benefits and my railroad retirement. I will retire from the railroad in december with over 10 years service and will be 62 in december?

Hi,

Yes, but you can only receive the higher of a) your Social Security (SS) benefit amount or b) your tier 1 Railroad Retirement (RR) rate, plus any tier 2 RR benefits to which you are entitled. So, it will likely only benefit you to file for Social Security benefits if and when your SS benefit rate would be higher than your tier 1 RR rate.

Best, Jerry