Can I File For My Social Security At Age 70 And Draw That In Addition To My Tier 2 Railroad Benefit?

Dec 29 2019 - 11:29am

I have been collection my railroad pension for the last year. It is comprised of Tier 1 and Tier 2. as you all probably know. Can I at age 70 start collecting Social Security which will be higher that the current Tier 1 of the railroad pension replacing that portion of my Railroad retirement and still collect on the Tier 2 of that railroad pension giving me a combined retirement income of Social Security and just the Tier 2 portion of the Railroad Retirement?

Hi,

Yes, that's certainly possible. Social Security benefits only offset tier 1 Railroad benefits, not tier 2 benefits.

Best, Jerry