Ask Larry

Can I File for My Retirement Benefit Now and Switch to Spouse's Benefits Later?

I am 66 years old and my husband is 64 years old. If I claim my social security benefit now, can I switch to my husband's benefit as a spouse when he claims his social security?
Thanks,
Ann

Ann,
Yes, since you are past your full retirement age you can file for your retirement benefit now and switch to your spouse's benefit when you husband files for his retirement benefit.
Best,
Mike

Posted: 
Jul 1 2016 - 10:30pm
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