Can I Draw Benefits On My Husband's Record At Age 62?

May 15 2017 - 6:49am

I am 60 yrs. old I recurve a Trs disability pension of $620. a month. I went to as off ice they told me I don't have enough credits I have 26 credits can i draw as benefits from my husbands ssd at age 62

Hi,

You might be able to receive reduced spousal benefits as early as age 62 if your husband receives retirement or disability benefits, however, your spousal benefits will likely be at least partially offset due to your TRS pension. This is because of the the Government Pension Offset (GPO) provision, which results in an offset of spousal or widow's benefits for people who receive pensions based on their own work that was exempt from Social Security taxes. For more information on GPO, refer to this Social Security publication: https://www.ssa.gov/pubs/EN-05-10007.pdf.

Best, Jerry