Ask Larry

Can I Collect On My Ex-Wife's Record If She's Age 62 And Not Yet Drawing Benefits?

I am 63 1/2 years old I collect Social Security disability my ex-wife who I was married to for 30 years been divorced now for six or seven years she just turned 62 in December can I collect on her Social Security since she will get more she is still working and plans to retire at 66 do I have to wait

Hi,

Yes, it sounds like you could potentially qualify for divorced spousal benefits if you're not currently married, but only if 50% of your ex-wife's full retirement age rate (PIA) is higher than your own full disability benefit rate. And, if you are eligible for divorced spousal benefits and choose to start drawing them prior to your full retirement age, they will be reduced for age. You'll probably need to contact Social Security to find out if you're eligible.

Best, Jerry

Posted: 
Jan 20 2018 - 10:00am
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