Ask Larry

Can I Collect On My Ex-Wife If I Already Receive SSDI?

If I already receive SSDI, can I file on my ex wife social security benefits

Hi. My answer assumes that your ex-wife is still living. You couldn't qualify for divorced spousal benefits at least until you're age 62, and you could only qualify for divorced spousal benefits in addition to your Social Security disability (SSDI) benefits if 50% of your ex-wife's primary insurance amount (PIA) is more than your full SSDI rate. Furthermore, if you start drawing divorced spousal benefits prior to your full retirement age (FRA) your benefit rate would be reduced for age.

Best, Jerry

Jun 6 2021 - 9:57pm
MaxiFi software running on a laptop
Get What's Yours!
Discover tens of thousands in extra retirement dollars with Maximize My Social Security software!
  • Find your maximized strategy
  • Unlimited what-ifs
  • Step-by-Step filing instructions
  • Our software's lifetime-benefit increase for an illustrative couple earning $65K each and planning to take retirement benefits at 62.

    Results will differ based on your specific case and filing strategy.

Getting Started is Easy
Web-based software. Works on ALL browsers. No download.