Ask Larry

Can I Collect My Deceased Father's Social Security?

My father passed away in 1989, no one has collected his social security benefits.Am I (his only daughter)eligible to collect his benefits ?

Hi,

The only way you could qualify for benefits on your father's record is if you are unmarried and you became disabled prior to age 22 (https://www.ssa.gov/pubs/EN-05-10085.pdf).

Social Security is insurance, not an individual retirement account, and as such there is no guarantee that a person who pays Social Security taxes or anyone else will collect on the contributions that they paid into the program.

Best, Jerry

Category: 
Posted: 
Apr 27 2017 - 5:23am
MaxiFi software running on a laptop
Get What's Yours!
Discover tens of thousands in extra retirement dollars with Maximize My Social Security software!
  • Find your maximized strategy
  • Unlimited what-ifs
  • Step-by-Step filing instructions
  • Our software's lifetime-benefit increase for an illustrative couple earning $65K each and planning to take retirement benefits at 62.

    Results will differ based on your specific case and filing strategy.

Getting Started is Easy
Web-based software. Works on ALL browsers. No download.