Ask Larry

Am I Eligible To Receive Spousal Benefits Without Drawing My Own Benefits?

My wife has been collecting s/s benefits since she was 63 ,I will turn 66 in april,...am I elligable to recieve Spousal Benefits on my wifes S/S with out drawing on my benefits

Hi,

Yes, since you were born before January 2 1954 and you wife is receiving her benefits, you could file just for spousal benefits only at your full retirement age while allowing your own retirement benefit rate to grow until age 70.

Best, Jerry

Category: 
Posted: 
Apr 3 2018 - 4:28pm
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