Ask Larry

Am I Eligible For My Husband's Full Benefit Amount As A Widow?

My husband retired at age 70 so he could receive his full benefit plus credits. He died one year later. As his widow am I eligible for his full benefit when I reach age 66. My retirement age.

Hi,

I'm sorry for your loss.

Yes, since your husband waited until age 70 to start drawing his benefits, you would be eligible for his full age 70 rate if you are at least full retirement age (FRA) when you start drawing widow's benefits. You wouldn't get that full amount plus your own Social Security benefits, though, just the higher of the two amounts.

You may want to consider using our software to explore your filing options in order to determine your best strategy for claiming benefits.

Best, Jerry

Category: 
Posted: 
Mar 4 2019 - 9:35am
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