Larry for a person born in 1956 am I able to collect on my ex husbands social security.We we’re married more than 10 yrs.I am still working and would like to delay taking my SS until I’m 70)asking for a friend)

Hi. No, assuming that your ex-spouse is still living. Only people who were born prior to January 2 1954 were allowed to file for spousal or divorced spousal benefits without being required to apply for their own Social Security retirement benefits at the same time (https://www.ssa.gov/benefits/retirement/planner/claiming.html).

If your husband dies, though, then you could potentially file for survivor benefits while allowing your own benefit rate to grow until age 70. You may want to strongly consider using our software (https://maximizemysocialsecurity.com/purchase) to fully analyze all of your options so that you can determine your best strategy for maximizing your benefits.

Best, Jerry