Ask Larry

After The EPE Is Over Will Social Security Start Averaging SGA?

After EPE is over will social security start averaging sga

Hi. No. A person's extended period of eligibility (EPE) for Social Security disability (SSDI) benefits with the first month of substantial gainful activity (SGA) that occurs more than 36 months after their 9-month trial work period (TWP) ended. Earnings are not averaged during the EPE, so a single month of above SGA level earnings that occurs more than 3 years after the TWP ended would terminate the person's entitlement to SSDI benefits (

However, if a person's SSDI benefits terminate due to SGA occurring after the EPE and if they reapply for SSDI benefits, then averaging can be used to evaluate SGA for purposes of establishing a new period of SSDI entitlement.

Best, Jerry

Apr 22 2022 - 9:11am
MaxiFi software running on a laptop
Get What's Yours!
Discover tens of thousands in extra retirement dollars with Maximize My Social Security software!
  • Find your maximized strategy
  • Unlimited what-ifs
  • Step-by-Step filing instructions
  • Our software's lifetime-benefit increase for an illustrative couple earning $65K each and planning to take retirement benefits at 62.

    Results will differ based on your specific case and filing strategy.

Getting Started is Easy
Web-based software. Works on ALL browsers. No download.