Ask Larry

Will Our Benefits Be Reduced If We Marry?

I am 64 and receiving my retirement from my employment and social security. My fiance is 69 and receives the same. We would like to know if our income would be cut once we were married. If we were to marry in another state such as Ohio would it be recorded even if I did not change my last name?


Unless you or your fiancée are receiving divorced spousal benefits, your marriage shouldn't adversely affect your Social Security benefits. Depending on your comparative benefit rates, it's even possible that one of you could qualify for additional spousal benefits (

Best, Jerry

May 10 2017 - 9:10am
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