Ask Larry

Will My Benefit Amount Be Cut In Half If My Daughter Gets Approved For Disability On Her Dad's Record?

I’m a widow drawing disability on my deceased husband. If my adult daughter gets approved for disability on her Dad, will it cut my check in half?

Hi. If your daughter qualifies for disabled adult child's (DAC) benefits on your husband's Social Security record it won't cut your disabled widow's benefits (DWB) in half, but it could reduce the amount you receive. How much of a reduction might occur would depend on the family maximum benefit (FMB) amount that can be paid on your husband's account. You may want to try calling Social Security for an answer since they are the only people with access to your husband's Social Security records.

Best, Jerry

Mar 31 2023 - 1:14pm
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