I know you probably have answered this question a million times. My birthdate is September 7., 1952. On Social security application it asks for benefit start date. Should it be October or November? Thanks.

Hi. I assume you want to start your benefits effective at age 70, in which case you want to choose September 2022. Your first payment will then be due in October. Your benefit rate won't be any higher if you choose October or November instead of September, so you would just be losing a month or two of benefits if you did that.

Best, Jerry