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When Can I Expect To Get The Increase In By Benefits Due To Delayed Retirement Credits?


I reached full retirement age on January 2022 and retired on August 2022. I earned seven month's of delayed retirement credits. I started getting social security benefits from September 2022. I expected an increase in my social security benefits due to delayed retirement credits starting from for benefits for January 2023. But it did not happen.

When can I expect to get the increase in my benefits due to delayed retirement credits? Does it help to expedite the process by calling SSA?



Hi Jack. Partial year delayed retirement credits (DRC) like those for which you are apparently eligible are added using an automated benefit recomputation process. My understanding is that Social Security only processes those types of automated recomputations every other year, so it may take until sometime in 2024 before you actually receive your benefit increase from DRCs. Whenever Social Security processes your benefit recomputation, though, they will pay you any back pay that you're due retroactive to your benefit payment for January 2023.

As far as I know, you can't expedite the process of getting credit for partial year DRCs by calling Social Security.

Best, Jerry

Feb 22 2023 - 3:31pm
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