Ask Larry

What Will I Get Monthly?

On my income now. At the full benefits at 67 what will I get monthly.

Another question if I retired at 62 what will I get monthly. I was born December 24 1963

Hi. Social Security retirement benefit rates are based on an average of a person's highest 35 years of Social Security covered wage-indexed earnings, so your benefit rate will depend on your earnings history. Your exact benefit rate can't be calculated until shortly prior to the year you reach age 62, but you could use our software ( to get an accurate estimate of your future benefit rate. The software would also allow you to fully compare and analyze all of your filing options so that you can determine your best strategy for maximizing your benefits.

Best, Jerry

Apr 20 2023 - 7:36am
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