I am 62. Will withdrawing funds from my 401k be considered earned income, and then if it exceeds the $15,000 threshold at 62 cause me to lose $1 in social security for each dollar over that set limit?

Hi,

No, withdrawals from your 401K will not count toward the Social Security earnings test limit. Only earned income, specifically gross wages and net earnings from self-employment, is considered.

Best, Jerry