Hi, I am 60 yrs.old now. If I decide to quit work and begin withdrawing from my IRAs and 401K will it affect the amount of my S.S. when I begin drawing it? Thanks, Gary

Gary, it's not possible to say. It depends on your earnings history and what you would earn if you continue working. Your benefit is determined by your computation years, generally the 35 highest years of income after indexing. If earnings between now and the time you file would be high enough to replace earlier lower earnings years in your computation years, then continued earnings can raise your benefit level. If not, they won't. Our software lets you model various current and future earnings to see what effects they would have. Thanks, John