Ask Larry

Retirement Benefit

When Should I Take My Retirement Benefit Give My Wife Is Four Years Younger?

Hi Larry, My FRA is 67 but I will wait until 70 so I can maximize my benefits. My wife is 4 years younger than me and in order to maximize our benefits should she file for her own benefits at 62? In order for her to get 50% spousal benefits, does she have to wait until her FRA which is also 67? Thanks, Winston

Hi Winston,

Friday, September 16, 2016 - 14:15
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