I worked in the US for 7 years and then moved to the UK in 1985 and worked there until I moved back to the US in 2016, where I am now working again. Right now, according to Social Security, I did not work between 1985 and 2016. I understand that there is a reciprocal agreement between the US and UK. Can I get social security credit for my National Insurance contributions in the UK? I'm almost 69, so will need to start taking social security in about a year and a half. Thank you.

Hello,
I was referred to you and your website by Terry Savage.

Larry, if I draw at FRA 66 & 4 months and continue to work full time, will those years count toward my 35 year average.

Hi. Yes, but only if you earn enough to increase your benefit rate. Social Security retirement benefits are based on an average of a person's highest 35 years of Social Security covered wage-indexed earnings, so additional years of earnings only increase a person's benefit rate if they're higher than one or more of the 35 years currently being used to calculate the person's benefit rate.

Hello Larry I think you or your softwares
You know
Duke working and start his social security
Age 64 his benefits month 1500 dollar
he worked more than social security limit
So social security with hold dollar social security withholds duke money during work period 20,000
So duke reach full retirement age 66
How to calculate social security
And added his benefits
Write me as my answer
Thanking you

Hello Larry thanks for what you do!
Question 1: I am now 62 years old and will turn 63 in January 2023, will my PIA amount be increased by COLA 8.7 % plus 5 % = 13.7 % total even though I have only earned 3 K dollars in 2022? I have not applied for benefits yet. Question 2: what does the sentence on social security statement mean "if you continue to work and earn X amount of dollars your benefit will be " does that mean I lose benefits by not working beyond 62 ? Does my current PIA get reduced? I already have my high 35 years worked .

I think I understand the following:
At age 70, take my fra pia and multiply by last 4 colas.
Multiply that number by 1.32 to apply drc for 4 yrs.
The result should be my benefit if I didn't work after fra.(66)
Is it possible to get rule citations in case I need to educate ss ?

Started receiving SSDI in my late 30s. I did a trial work period and then kept a part time, 12 hrs a wk, job while collecting benefits. Social Security taxes were deducted from pay for 5yrs. What happens to those contributions? Will they be included in my Social Security benefits when SSDI turns into retirement Soc Sec.? Will it increase the amount of my retirement Social Security?

I am working as an independent contractor paying SSI for the last 5 years. I waited until I was. fully eligible. Should my contributions increase my monthly SSI check, since My contractor contribution hasn’t mov d my check forward at all ? Why am I paying SSI if it doesn’t help my SSI bottom line

I Retired at age 63 1/2 on 2017 I’ll be 68 in nov. This year I came out of Retirement and started working on contributing to Social Security in Feb 2022 does this increase my monthly check in any way or just does not applied

Greetings Larry,