I am currently receiving survivor benefits but want to claim my own benefit when I reach FRA in Feb 2022. Will I still receive the COLA increase when I switch over to my own benefit.

Hi.. Yes. All Social Security cost of living (COLA) increases that occur after a person reaches age 62 are added to their Social Security retirement benefit rate regardless of when they start drawing their benefits.

Before deciding when to switch to your own benefits, though, you may want to strongly consider using our software (https://maximizemysocialsecurity.com/purchase) to fully analyze all of your options so that you can choose the best strategy for maximizing your benefits. You can accrue delayed retirement credits on your own account even if you are collecting survivor benefits, so your Social Security retirement benefit rate would continue to grow until you reach 70 if you wait until then to make the switch.

Best, Jerry