My dob is 12/11/56 if I retire at age 65 1/2. How much will that affect my social security check.

Hi. Based on your birth date, your full retirement age (FRA) is 66 & 4 months. Therefore, if you start drawing your Social Security retirement benefits at age 65 1/2, you'd be starting 10 months prior to FRA. People who start drawing their benefits at FRA receive 100% of their primary insurance amount (PIA). But, if you start drawing 10 months before FRA you'll be paid roughly 94.4% of your PIA instead.

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Best, Jerry