I'm 63 my job is going away shortly you know out with the old and in with the young my wife is 12 years younger at 51. Can you tell me how much social security I can get and can. If I can still work how much money I can make while on social security? Thanks, Carl

Carl, we can't know your benefit amount without knowing your work history. Social Security can tell you what your benefit would be if you claimed it now. The earnings test is applied before your full retirement age (FRA) if you make above the exempt amount, which in 2016 is $15,720. Our software will determine your maximized strategy and also let you game our various what-if scenarios, including varying levels of future income. Thanks, John