I will turn 66 on april 13, 2019 will social security adjust how much I can make for the first 3 months of the year?

Hi,

If you just want to draw benefits starting with April 2019, it won't matter how much you earn in the first 3 months of 2019. But, if you want to draw reduced benefits starting with January 2019, you'll need to earn less than the 2019 exempt amount in the first 3 months of next year. The exempt amount for people reaching full retirement age in 2018 is $45,360, so it should be at least that much in 2019.

Before deciding when to start drawing your benefits, you should strongly consider using our maximization software to compare your options and determine your best filing strategy.

Best, Jerry