Hello,
My full retirement is 66 and 8 months. I plan to retire at 65. I will turn 65 on Saturday October 21st. How do I know what my last day at work would be? That Friday or the next Monday?
Thanks Randall

Hi Randall. If you want to be paid starting for October 2023, then you'll either need to earn no more than $21,240 in the calendar year of 2023, OR you'll need to earn no more than $1,770 in any month from October through December (https://www.ssa.gov/benefits/retirement/planner/whileworking.html). The exact day that you choose to stop working is irrelevant as long as your earnings don't exceed one or both of the above limits.

Before making a final decision on when to apply for benefits, you should strongly consider using our software (https://maximizemysocialsecurity.com/purchase) to fully compare and analyze all of your options so that you can determine your best strategy for maximizing your benefits.

Best, Jerry