i retired at 60... however all my social security estimates are based on continued work until i am at fra.... my question is how do i figure out my actual ss payment with out future income calculations?

Hi,

You could use our software (https://maximizemysocialsecurity.com/purchase) to get an accurate calculation of your benefit rate. I'm not familiar with other benefit calculators, so I don't know what other options you might have. If you happen to turn age 62 this year and you want to try calculating your benefit rate yourself, you could try using the method explained in the following Social Security publication: https://www.ssa.gov/pubs/EN-05-10070.pdf.

Best, Jerry