I get survivors benefits from my spouse, do I have to claim that on my income tax if get a retirement in the amount of $20,400 a year?

Hi. You need to claim your Social Security income on your tax returns, but whether or not you are required to pay income taxes on your benefits depends on your adjusted gross income. For more information, refer to the following Social Security webpage: https://www.ssa.gov/benefits/retirement/planner/taxes.html.

Best, Jerry