Hey Larry I applied for social security in August, 2021 I will be 62 in November i am aware that Iwill not be getting my full benefit but I plan to still work and draw my ss.I was told that I could receive my benefits in December 2021 aand someone else told me that it would be Jan 2022 Can u tell me which is correst? Thank you
Hi. My answer assumes that your ongoing earnings won't be high enough to prevent you from being paid benefits (https://www.ssa.gov/benefits/retirement/planner/whileworking.html). The earliest that a person can qualify for Social Security retirement benefits is the first month that they are 62 for an entire month. So, unless you were born on the 1st or 2nd day of November, then December would be your first possible month of entitlement to benefits. And, since Social Security pays benefits a month behind that would mean that your first payment wouldn't be due until sometime in January. But, if you were born on the 1st or 2nd day of November and if you claimed benefits starting with November, then your first payment would be due in December. Again, though, that's assuming that your earnings will be low enough to allow you to draw benefits.