I worked for railroad for 15 yrs and also had Social Security benefits. I retired and started drawing combined benefits at age 62. I have continued working part time since then (presently age 85) and am told I can now request delayed retirement credits for years between 65 and 70 yrs of age based on age reduction at start of benefits. Is this true? I have Social Security work base of more than 40 yrs. now

Hi,

No, it's too late to change your filing options. In order for you to have received delayed retirement credits from Social Security, you would have to have deferred filing for benefits until after you reached full retirement age.

Best, Jerry