Hi Larry

My wife turns 66 this month and I turn 66 in July, are we grandfathered in for the spousal deferment that was removed in the 2015 legislation?

Hi,

Assuming that you're referring to the new law on deeming (https://www.ssa.gov/planners/retire/deemedfaq.html), the yes both you and your wife are grandfathered since you were both born prior to January 2 1954.

You may want to consider running the maximization software available on this website in order to explore all of your filing options and determine the best strategy.

Best, Jerry