Ask Larry

Am I Hit By The Earnings Test After Reaching Full Retirement Age?

Hello. If I take a job after I reach FRA which pays much less than what I earned in my lifelong job of more than 35 years, do I run the risk of reducing my monthly benefit?
Thanks for your guidance. Arthur

No, Arthur. The Earnings Test ends the day you reach full retirement age. best, Larry

Category: 
Posted: 
Sep 4 2016 - 9:45am
MaxiFi software running on a laptop
Get What's Yours!
Discover tens of thousands in extra retirement dollars with Maximize My Social Security software!
  • Find your maximized strategy
  • Unlimited what-ifs
  • Step-by-Step filing instructions
  • Our software's lifetime-benefit increase for an illustrative couple earning $65K each and planning to take retirement benefits at 62.

    Results will differ based on your specific case and filing strategy.

Getting Started is Easy
Web-based software. Works on ALL browsers. No download.