My husband passed in 2011 and was collecting SS disability, when I turned 62 I started getting ss widows benefits. I stopped working at that time. Am I getting delayed credits on my own SS by not claiming my own until age 70?

Hi,

I'm sorry for your loss.

Yes, as long as you haven't filed for retirement benefits on your own record and you have at least 40 quarters of Social Security coverage then you can accrue delayed retirement credits on your own record from your full retirement age until age 70.

Best, Jerry