Ask Larry

Will My Wife Be Able To Collect My Social Security Check If I Die?

If and when I pass away will my wife be able to collect my social security check which is much greater then hers

Hi,

Your wife couldn't collect your actual Social Security check after your death, but she might be able to qualify for survivor benefits on your record. If you die before your wife and if she is at least full retirement age (FRA) at that time, she could be paid the higher of a) her own benefit rate, or b) at least the full amount that you were drawing (https://www.ssa.gov/OP_Home/handbook/handbook.04/handbook-0401.html).

Best, Jerry

Posted: 
May 11 2020 - 10:04am
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