- How It Works
- ServicesServicesOverviewChoose the right level of support for your plan and needsExpert ReviewA comprehensive review of inputs and reports to get you on the right pathFiling AssistanceLet our experts deal with Social Security for youClawback AssistanceFor those who need help fighting a Social Security benefit clawback
.png)
- Why Choose Us
- ResourcesResourcesBooksFrom the world-renowned economist behind Maximize My Social SecurityWebinars & PodcastsExpert tips and guides to help you get the maximum from Maximize My Social SecurtyArticlesIn-depth commentary on Social Security from our founderAsk LarryThousands of questions answered by our Social Security expertsBlogSocial Security insights to help you maximize your lifetime benefitsFAQYour most pressing questions answered
- Pricing
Ask Larry
Experts at Maximize My Social Security have answered more than 10,000 questions about Social Security over many years. Search for your questions and answers here.
When I Reach Full Retirement Age Will I Receive Half Of My Husband's Age 66 Amount Or Half Of His Benefit Amount At The Time I Apply?
My husband is 70 now , got full retire benefit. I am 63 (1959) now. When I am reaching full age , I will receive 1/2 spouse benefit of my husband 66 or in his current benefit of that time.
Hi. Assuming that you don't qualify for Social Security retirement benefits on your own record, then you would be eligible for 50% of your husband's primary insurance amount (PIA) if you apply for spousal benefits at your full retirement age (FRA). A person's PIA is equal to their Social Security retirement benefit rate if they start drawing their benefits at full retirement age (FRA).
PIAs are updated to include all cost of living (COLA) increases that occur after the worker reaches age 62, and your spousal rate will be calculated based on 50% of the amount of your husband's PIA at the time you apply.
Best, Jerry
Category:
Posted:
February 7, 2022