I am 61. My wife is 69
If I die before full retirement age can she get my benefit immediately or have to wait until I would have been 66.5?

Hi,

Your wife could potentially qualify for widow's benefits effective with the month of your death. When and if you file for your benefits can have an effect on her widow's rate, however, so you may want to use the maximization software available on this website to determine your best overall filing strategy.

Best, Jerry