Ask Larry

What Happens to Disability Benefits At Full Retirement Age?

I have been rweceiving Social Security Disability Insurance payments monthly since 2011. I am now 58. When I reach retirement age (65), what happens?
Do I continue receiving SSDI alone?
Do I receive SSDI and Social Security retirement benefits?
Or
do I only receive Social Security Retirement Benefits?

Thanks. Double dipping just seems too good to be true!

Hi,

Yes, that would be too good to be true. You can't receive both retirement and disability benefits at the same time.

When you reach full retirement age, which is between ages 66 & 67 in your case, not age 65, your disability benefits will convert to retirement benefits at the same rate.

Best, Jerry

Posted: 
Jul 10 2016 - 12:45pm
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