Ask Larry

Is There Any Way That I Can Draw On My Ex-Wife's Record?

I am 72 year old Retired Navy Vet. I started collecting SS when I turned 62. I was married to my first wife for 34 years. We were divorced in 2001. I remarried when I was 61. She waited until she was at full retirement age to draw her SS, which is considerably more than mine. I believe she was drawing on my SS while she built hers. Is there any way I can draw on her SS now that she has turned 70 and drawing her own?

Hi,

You could apply for divorced spousal benefits but you will only be eligible if 50% of your ex-wife's full retirement age rate (PIA) is higher than your own PIA. However, if your ex dies before you then it sounds like you would qualify for the higher of your own benefit rate or your ex's full rate.

Best, Jerry

Posted: 
Apr 3 2018 - 4:41pm
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